Wellmark Blue Cross and Blue Shield

www.MyWellmark.com
800-622-0005

Non Public Safety employees eligible for City health/Rx insurance are offered a Preferred Provider Organization (PPO) Plan or a High Deductible Health Plan (HDHP) with an accompany Health Savings Account (HSA). 

Public Safety (Police and Fire) and Transit employees are offered a PPO plan

Both groups have access to the extensive Wellmark Blue Cross and Blue Shield network, including the national "Blue Card" access.  There is also coverage when traveling outside the United States.  For questions about international coverage, call Wellmark at 800-810-BLUE (2583).

Wellmark offers a mobile app for both Android and iPhone.  With the app you can:

• View your ID card
• Check claim status
• Find providers
• Check on your deductible and out of pocket amounts

All of the City plans have Wellmark Blue Cross and Blue Shield for prescription coverage.   

Prescription coverage is essential. Whether you are getting a one-time treatment or are on a maintenance  medication, with the cost of prescriptions on the rise, having a strong prescription plan is essential. The  prescription plan provided by the City of Sioux City utilizes a comprehensive network of both local and  national pharmacies. Always strive to visit an in-network provider as there is no “Out of Network” coverage on prescriptions.

Mail order prescriptions provide a cost saving alternative for employees to receive maintenance medications delivered right to their door at a reduced rate.  Contact Wellmark to learn more about how to enroll.

Accessing your prescription information is as easy as accessing your medical information and can be found on the same MyWellmark app.  Our medical and prescription cards are now one in the same..  We encourage you to log on to mywellmark.com.  Have all your information at your fingertips.

Delta Dental

www.deltadentalia.com
800-544-0718

Good oral care contributes to overall physical health, appearance and mental well-being. Problems with the  teeth and gums are common and easily treated.  Keep your teeth healthy and your smile bright with the City  of Sioux City dental plan. The City offers two dental plans – Basic & Premium.  Both plans provide coverage for preventive, basic and major services and, new this year, offer a carry over provision.  The Premium plan has a higher annual maximum and covers orthodontia.

New this year, we are adding a carry over provision to our plan.  If you do not use the full annual benefit allowed, you may carry that over and use it in the following year.  ($1,200 Basic/$1,500 Premium) You may not carry over more than full annual amount in any given year.

Misplaced your dental card? Wondering how your claims are processing? Want to find an in-network  provider? You can download the Delta Dental app or visit their website at www.deltadentalia.com.  When searching for an in-network provider, select the Delta Dental Premier option.

VSP

www.vsp.com
800-877-7195

Regular eye exams not only help determine the need for corrective lenses; they also detect certain eye conditions and other medical conditions at their earliest stages.  This early detection provides for the most effective treatment options.

Want to know who the in-network providers are? Wondering how much  benefit you will receive for your service? Navigate to www.vsp.com to register. You can also download the VSP app giving you 24/7/365 access to important information.  When searching for a provider, navigate to www.vsp.com, enter in your zip code, select All Premier Edge locations and click “Search”. 

IBC

www.ibcins.biz
712-277-2424

A Flexible Spending Account (FSA) helps you stretch your paycheck further. You can set aside money from each pay period before taxes are taken out and use it—tax-free—for qualified healthcare or dependent daycare expenses. That means you don’t pay federal income or Social Security taxes on your FSA contributions, leaving you with more take-home pay.

Both Healthcare FSAs and Dependent Care FSAs are available to help cover eligible expenses. You can even shop for approved healthcare items through the FSA Store link on the IBC website (note: some items may require proof of medical necessity).

To learn more or access your account, visit https://ibcmember.lh1ondemand.com/Login.aspx.

IBC

www.ibcin.biz
712-277-2424

A Health Savings Account is used in conjunction with a High-Deductible Health Plan (HDHP).  Similar to the FSA, money deposited into this account can be used to pay for any eligible medical expenses incurred, however unlike the FSA, the dollars are not “use it or lose it”.  The funds may be carried over from year to year, allowing you to grow your savings for health-related expenses.   You may not have an HSA and an FSA, and you must be enrolled in a HDHP.  Please reach out to HR or IBC with questions.

 Madison National

Life insurance and Accidental Death & Dismemberment (AD&D) insurance provide financial security for  the people who depend on you.  Eligible employees receive a Basic Life and AD&D benefit provided by the City at no cost. You are also able to elect additional Supplemental Life and AD&D coverage* to increase the amount of your protection. In the event of your death or qualified accident, you or your beneficiaries may receive a lump sum payout.

The amount of basic life insurance you receive is outlined in your contract or employment manual or detailed at the back of this document. *You will be required to complete Evidence of Insurability (EOI) if you…

… do not purchase employee supplemental life, spouse life, and/or child life at your initial eligibility,

... request to move up more than 1 step in coverage during Open Enrollment,

… are exceeding the Guarantee Issue, or if you

…have a denied or incomplete response to your previously submitted Evidence of Insurability,

 The amount requested that requires EOI will not be implemented until approved by the carrier. All life insurance provided through the City is Term Life coverage.

Madison National

The City of Sioux City provides regular full-time employees* with long-term disability insurance at no cost to the employee. Coverage begins on the first day of the month following six (6) months of regular full-time employment. The LTD benefit is 66 2/3% up to the maximum monthly benefit stated in the  Certificate of Coverage.

*Police and Fire are not eligible to receive Long Term Disability as they are covered under Iowa Code Chapter 411.

Well365

The City of Sioux City offers a Wellness Program to promote and improve employee health and wellbeing by participating in a variety of activities and utilizing tools and resources via the Wellness Portal.  Employees who participate in these activities earn points.  Employees who meet the points requirements for both measurement periods may qualify for a Wellness Incentive each fiscal year.

Avera Mckenna

www.avera.org/EAP
800-527-9394

Everyone faces challenges throughout life. The Employee Assistance Program (EAP) is designed and offered to help you and your family address those challenges through a variety of resources.  Avera Employee Assistance Plan may be able to help you with concerns such as:

The Employee Assistance Program...

...serves an an immediate resource.  The EAP is accessible 24/7 by calling 800-527-9394 or 605-322-4069.
...serves as a confidential service.  Your call and the assistance you receive is not shared with anyone.  The only exceptions to confidentiality (by law) relate to situations involving risk of suicide, homicide, or child abuse.

EAP services are provided free to you and dependent family members as an employee-sponsored benefit.

Avera staff is available 24/7/365 - just call 800-527-9394 or visit avera.org/EAP.