Pension

Iowa Public Employees Retirement System (IPERS) & Municipal Fire and Police Retirement System of Iowa (MFPRSI). 

Non-public safety employees are participants of the Iowa Public Employees Retirement System (IPERS) and public safety employees (Police & Fire) are participants in the Municipal Fire and Police Retirement System of Iowa (MFPRSI). 

As you near retirement, please be sure to reach out to your respective pension plan provider to ensure you have all the necessary paperwork in place.  Members of MFPRSI have the option to have their healthcare premiums paid directly from their pension.

For employees covered under IPERS, as you get closer to retirement, please visit the "Nearing Retirement" page on the IPERS site to move along in your planning.

For our Public Safety personnel covered under MFPRSI, please visit the MFRPSI site to learn more.

Deferred Comp (457)

If you have contributed to a deferred compensation plan (457) through the City of Sioux City (Mission Square for all except Fire.  Fire deferred comp is managed through Nationwide), please make sure to contact your provider and make arrangements for next steps with your deferred compensation dollars.

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Health Reimbursement Account (HRA)

As outlined by your contract or manual, upon a qualified IPERS/MFPRSI retirement, you will receive 20% of your sick leave balance deposited into an HRA.   (Employees covered under This account allows you to be reimbursed for eligible expenses.   Click here for general information on the HRA.   Please refer to your benefit coverage to see if this is currently available to you.  Please note:  employees covered under the Fire Bargained contract will have funds as designated in their contract deposited into their PHEP.

You can find a quick summary of the HRA here.  If you want to find out how to file a claim or request automatic premium reimbursements, please use these links:

• How to File a Claim
• Automatic Reimbursement

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Resources for Upcoming Retirees